The PAYBACK American Express credit card won the day with the greatest savings potential, the lowest fees, the largest number of partners and the best-rewarded incentive programme. The test winner also scored additional points as, unlike most of the competing cards, no annual credit card fee is charged in the second or subsequent years. Jan 13, 2021 · You can pay by internet, phone, or mobile device whether you e-file, paper file or are responding to a bill or notice. It's safe and secure - the IRS uses standard service providers and business/commercial card networks, and your information is used solely to process your payment. American Express is to add a new attractive product to its range of services in cooperation with market-leading bonus programme PAYBACK: The “PAYBACK American Express Credit Card”, combines the services of an American Express credit card with the benefits provided by a PAYBACK loyalty card.